Can I Afford To Go To Rehab?
Many people avoid going to rehab because they are unsure of the costs associated with it. How do they know if they can afford to go to rehab?
There is not one set cost. The cost of rehab depends on the level of addiction, the drug and what type of treatment is required.
Types or rehab centers and associated costs
There are many different types of rehab. Each type has a different cost. Here are a few cost estimates for various types of rehab:
Detox: if you are looking for a outpatient detox center the price will range from $1,000 to $2,000 total. Addiction to drugs like heroin require more intense detox and careful monitoring. Therefore, the cost of detox for heroin will be closer to $2,000 while cocaine will be closer to $1,000
Inpatient rehab: These rehab centers require a 30 day minimum stay. The cost is typically between $6,000 to $20,000, total. The more well known centers in exclusive areas will have a higher cost. Some inpatient rehab centers require you stay for a minimum of 90 days. These facilities will range from $12,000 to $60,000.
Outpatient rehab: Outpatient rehab centers are cheaper than inpatient. This is because they are recommended for mild addictions. The standard cost of an outpatient rehab program for three months is $5,000. However, if you need to go to the outpatient centers more frequently and for longer periods of time than the price will be higher.
Medications: If you have an addiction to alcohol or opiates you will require medication during treatment. If you are addicted to heroin or oxycodone you will require the prescription medication, methadone. Doctors will recommend that you take it for a year and the cost will be around $5,000 total.
Pay for rehab with insurance
Once you figure out what type of treatment you require you can look at options to pay for rehab. Some of the costs may seem high but your insurance can cover almost all of it.
The rehab coverage varies by insurer. However, the following types of insurance will cover almost the full price of rehab:
- State-financed health insurance
- Private insurance
- Military insurance
Call Addiction Help Today to talk with one of our experts to see if your insurance will cover the cost of rehab. Let us help you afford to go to rehab.
Pay for rehab yourself
If you can afford to support your heavy drug habit than you can afford to go to rehab.
Cocaine users with a heavy addiction spend between $500-$1,000 a day buying the drug. That is an average of $20,000 a month. If you go to a 30 day inpatient rehab center you will not be able to buy cocaine. Therefore, you are saving $20,000/month which is the cost of a high end inpatient center in Malibu, California.
Not only does the cost make sense in the short term but think about the long run. If you went to a treatment center and quit using, you would never buy the drug again.
Take the $20,000/month habit as an example. That is $240,000 a year. Imagine the amazing things you can buy for yourself instead of a drug that ruins your life.
For these financial reasons, rehab is an investment. While the costs might seem large in the short term they will pay off or the rest of your life.
Pay for rehab with a loan
Further to the point about rehab as a investment. If you do not have the capital required to pay for treatment up front, you can take out a loan.
There are many financing options available to individuals looking for rehab. If your drug habit is expensive, like the example above, than it makes financial sense. Take out a loan, get treatment and spend the money you would have buying drugs to payback your loan.
Simply put, almost everyone can afford to go to rehab one way or another. Call our expert team for details on how you can afford to go to rehab today.